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Here’s a look at personal loans vs credit cards and the pros and cons of each. How do personal loans work? A personal loan is an unsecured loan that you can use for just about any purpose: Debt consolidation, a vacation, a vehicle purchase, or a home improvement project. A personal loan works more like an auto loan than a credit card.
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Property Jargon of the Day: Repricing – 99.co Every day, 99.co picks a piece of property jargon to explain it. Today we look at the lock-in clause, common to many bank loans: What is the Lock-In Clause? The lock-in clause (often just referred to as a lock-in) imposes a penalty for refinancing your home loan. With most banks, the penalty is 1.5 per.