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The ‘credit invisibles’ who draw a blank when seeking a mortgage

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Together, the unscorable and credit invisible consumers make up almost 20 percent of the entire U.S. adult population. Consumers who are credit invisible or unscorable generally do not have access to quality credit and may face a range of issues, from trying to obtain credit to leasing an apartment.

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Here in West Virginia, nearly 180,000 residents are "credit invisible." And nearly 130,000 residents have too little credit history or histories that are too inactive to have a credit score. Add it up, and about one-in-five adults here in the Mountain State are hampered in their financial lives by the lack of a credit score.

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The ‘credit invisibles’ who draw a blank when seeking a mortgage Despite banks approving a higher number of mortgages – some 5.4 per cent more than last year – not everyone finds it so easy to sail through the home loan process.

The ‘credit invisibles’ who draw a blank when seeking a mortgage.

Chase also offers online and mobile services, business credit cards, and payment acceptance solutions built specifically for businesses. About Chase Chase Bank serves nearly half of U.S. households with a broad range of products.

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